If you’re thinking about applying for a personal loan to get access to the cash you need, there are a few big things you should consider before you begin applying with banks and online lenders. Let’s ...

Learn how small-business loans can help your business grow.

Learn the steps to obtaining a business loan, from calculating your funding needs to receiving funding Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff ...

A bank statement loan allows you to qualify for a mortgage using bank statements rather than tax returns. It’s most often used by self-employed borrowers. Not all mortgage lenders offer bank statement ...

A personal loan is a type of installment loan that allows you to borrow money to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Whether you’re just ...

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

Hannah Logan is a Canadian freelancer writer and blogger who specializes in personal finance and travel. You can follow her adventures on her travel blog EatSleepBreatheTravel.com or find her on ...

Office worker A is hustling every dawn ahead of the final payment deadline for his apartment. After failing to secure a new ...

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there ...