Earn hundreds with this week's top bank bonuses -- open an account, complete a few easy steps, and enjoy real cash rewards ...

FDIC data indicates the average money market account APY is 0.59% as of September 2025. However, DepositAccounts indicates that the average APY for the 1% top-yielding money market accounts is 3.95%.

Capital One wins as the best big bank for 2025, offering competitive rates and no monthly fees on checking and savings accounts. The largest banks by branch count (Chase, Wells Fargo, Bank of America) ...

I can't remember the last time I set foot in a bank branch. Between mobile apps and interest rates that crush the big banks, online banks have completely flipped the script on how people save money.