Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by businesses that accept credit cards. Even if you don’t pay fees or interest, ...

Travel notices can help prevent your credit card transactions from being declined when you're on vacation. Some major credit issuers like American Express, Chase and Capital One no longer ask for ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Credit card payments move trillions of dollars every year, yet the way those transactions settle has barely changed in ...

A credit card is, effectively, a revolving credit facility for individual consumers. That credit line is extended by the banks issuing credit cards. Credit card companies like Visa and Mastercard are ...

Even with apps and online account services, calling the number on the back of your credit card makes sense in some situations. Human representatives may have more discretion to waive late fees, lower ...

Discover how batch credit card processing can save costs with grouped transactions. Learn how it works, key benefits, and considerations for your business.