Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

If you want to create a culture of safety on your jobsites, clear communication is the starting point. When it comes to safety, too many managers and workers do not have any idea what Experience ...

What seemed like a simple story has become much more complicated, and we need your help. In 2017, the chief actuary of the main insurance industry rate-setting corporation for workers' compensation ...

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

The experience modification (MOD) rate plays a critical role in a number of U.S. commercial construction bidding scenarios. Although the MOD rate is primarily used to calculate workers' compensation ...