Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Investopedia / Jiaqi Zhou An experience rating is the amount of loss that an insured party ...

Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

Feb. 15—Calhoun County was recently recognized by the S.C. Association of Counties for having a safe environment for employees, which led to insurance savings. The county had the third-lowest ...