Learn how the Mutual Mortgage Insurance Fund insures FHA-backed mortgages, protects lenders, and supports homeownership. Gain ...

A homebuyer might pay private mortgage insurance depending on the size of their down payment. PMI differs from mortgage insurance a borrower would pay if they use an FHA loan. Buying or selling a home ...

The real estate industry has a trade-off between consumers and lenders. Consumers can get a mortgage with a small down payment, but lenders are then protected with buyer-paid mortgage insurance that ...

The move could save FHA borrowers about $181 on monthly payments, says BAC Co-founder and Chief Advocacy Officer Brendan McKay Introduced Sept. 19, 2025, by Reps. Gregory Meeks (D-N.Y.) and Pete ...

NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.

Even once you’ve reached the 20% equity threshold, you may still be charged for PMI.

You may have heard that FHA loans can be a great mortgage option because they offer lower interest rates and are easier to qualify for. But easiest doesn't always equal cheaper or better. Because they ...

Alleviating the country’s housing challenges looks to be top of mind for the Trump administration. In an executive order signed by the president on his first day back in office, Donald Trump called ...

Can you believe it’s been almost five years since 2007 and the start of the drastic changes and events in both real estate and financing? Time flies when you’re in crisis mode trying to survive, and ...

Buying a home is the American dream for many, but it can seem like a huge hurdle if you don’t have decent credit. After all, conventional lenders often require a minimum credit score of 620 to qualify ...