GOBankingRates on MSN
Best CD rates today: January 7, 2026 — earn up to 5.11% APY
CD rates are declining, but you can still earn up to 5.11% with the best CD rates today. Score a high rate while they are ...
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
The highest one-year CD rate depends on factors like current conditions and the amount of money in the account. Some of the ...
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...
The average 36-month certificate of deposit currently promises an underwhelming 1.36%, according to the latest government data. But at some banks and credit unions, those fixed 3-year terms can ...
On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...
Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...
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