Based on the index’s rate of return, the life insurance company calculates how much to credit to your cash value. If the index drops, your policy terms will dictate how much you can lose ...

Best universal life insurance company among insurers we analyzed ... Cons Has only one term life insurance option and two indexed universal life insurance policy options. Must work with an ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under ...

Transamerica offers term life, indexed universal and whole life policies, as well as coverage specifically designed for foreign nationals. The company is financially stable but draws significantly ...

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Life Insurance Company of the Southwest’s FlexLife was the No. 1 selling indexed life insurance product, for all channels combined, for the quarter. The top primary pricing objective for sales ...

Stephanie Powers is a writer with education in business and finance. She has 7+ years of experience as a financial advisor. Thomas J Catalano is a CFP and Registered Investment Adviser with the ...

Indexed universal life (IUL) insurance combines life insurance ... Instead, the insurance company credits interest to the cash value account based on index performance. The policies also offer ...

If the market index loses value or doesn’t grow, you don’t gain any additional cash value. But you also don’t have any losses. Even though the life insurance company uses the market index to ...

Indexed universal life insurance offers ... What may be the best life insurance company for one person may not be the best one for someone else. Your individual life insurance needs are unique ...