Tort insurance is a broad system of auto insurance that allows drivers to recover damages from other parties at fault in an accident. A tort system puts a greater emphasis on liability insurance to ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...