For decades, the 4% rule has served as a simple benchmark for retirees: withdraw 4% of your portfolio in year one, adjust for inflation each year after, and your savings should last about 30 years.

Morningstar Retirement, part of Morningstar, Inc. (Nasdaq: MORN) a leading provider of independent investment insights, today announced a strategic collaboration with NPPG Plan Professionals, LLC, a ...

Traditional tax-deferred account types is where the RMD will apply. The notable exception is anything with a Roth tag applied to it. The age for RMDs had been stuck at 70 and a half for many years. It ...

Target-date funds (TDFs) are perhaps the biggest "cheat code" in the investment world. It's a living, breathing portfolio in a single product, providing access to multiple variations of stocks and ...

It’s impossible to determine the “right” withdrawal rate at the outset of retirement. A 4% starting withdrawal rate, with annual inflation adjustments to that initial dollar amount, is often cited as ...

A new Morningstar analysis suggests that adding semiliquid private market funds to defined-contribution retirement plans may offer incremental improvements to retirement outcomes, particularly for ...

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...

Share repurchases are a form of investor return as they increase the value of remaining shares. Sentiment-wise, there are two ...

A retirement portfolio blends 75% equities with 25% fixed income using diversified Vanguard and Fidelity funds and top-rated ...

I, along with many other retirement commentators, have had an unhealthy adherence to the concept of the retirement journey.

A retiree who owns their home outright only needs to fund their lifestyle expenses. Using a real return of 4% and a 30-year retirement, that requires around $1.25 million in super – a figure that ...

Are private markets in defined contribution plans worth it? For some people, sometimes. The White House and asset managers ...