On a $400,000 loan, that would mean somewhere between $120 and $280 per month for PMI. How to avoid or minimize mortgage insurance The easiest way to avoid mortgage insurance is to make a down ...

Borrower-paid mortgage insurance (BPMI) is the typical type of ... However, those lower down payments and credit score requirements could mean higher risk for lenders. If you choose an FHA-backed ...

Mortgage life insurance is a term life insurance product, meaning it will end after a specified timeframe — in this case, after your mortgage term ends. But unlike a traditional term life ...

Not to be confused with private mortgage insurance (PMI), mortgage protection insurance (MPI) helps cover your mortgage ...

Mortgage protection insurance pays your remaining mortgage balance if you die. Getting mortgage protection insurance can help protect your beneficiaries and dependents from the burden of having to ...

This month’s Mortgage Monitor analyzes the latest trends shaping the housing market in early 2025, with a special emphasis on rising insurance costs and the ways borrowers are adapting to ...