Only 1.76% of Americans have a perfect 850 FICO® Score in 2025, according to Motley Fool Money research and Experian data. And honestly, that tiny percentage says everything. Hitting perfection takes ...
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What really happens when your credit score hits 850
Achieving a perfect 850 FICO score is an elite status held by fewer than 1% of U.S. consumers, according to recent analyses of credit data. For context, the average American credit score stands at 717 ...
There's something oddly satisfying about seeing your credit score climb higher and higher. You start out just trying to avoid "bad," then shoot for "good," and before you know it, you're obsessing ...
Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...
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