Equifax Inc. (NYSE:EFX) is a global data, analytics, and technology company that gathers and analyzes data on over 800 million consumers and 88 million businesses. It helps financial institutions, ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

The truth is, there is a credit score range where lenders usually start offering more reasonable rates, including that much ...

A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.

New FICO models are beginning to include BNPL data, raising questions about missed payments, credit risk and what lenders are ...

Farmington Hiills-based GreenPath Financial Wellness sees many consumers who turned to credit cards to make ends meet once prices shot up.

Therefore, even responsible borrowers feel squeezed. In 2026, APR inflation is less about borrower behavior and more about ...

Learn how budgeting habits can trigger shadow scoring signals, raising utilization or late payments that can quietly hurt your credit score.

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

Abstract: Credit risk assessment is a crucial component of financial decision making, allowing institutions to estimate borrower default probabilities and effectively manage financial risk. While ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...

Learn how a fair credit score could help you with car loans.