A home loan eligibility calculator estimates the maximum loan you can get today. It looks at your net monthly income, current ...

HUD’s RFI on reverse mortgage programs highlights an industry focus on mortgage insurance costs and liquidity constraints.

Recently, the Department of Housing and Urban Development (HUD) solicited feedback on how to enhance the HECM program. Therefore, I thought this was a perfect opportunity to bring this ...

If you are evaluating a home loan, use this phase to secure a competitive spread, pick the right reset structure, and set a prepayment rhythm.

Mortgage critical defects increased in Q2 2025, driven by appraisal and eligibility issues, while the refinance defect share rose to 26.04%.

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

As I type these words, I am sitting in front of one of Chuck Berry’s early residences in St. Louis. STL has a good musical reputation, a fine mortgage association, a Fed that puts out great research, ...

A well-prepared loan application begins with accuracy in the home loan documents required, yet this is where many borrowers ...

U.S. veterans are foundational to America’s identity. However, they have long faced unique challenges transitioning back to civilian life. To help, the government has introduced various programs over ...

Learn how to compare lenders, understand interest rates, and choose the best mortgage for your needs. Make informed, ...

With home prices still elevated and loan rates only starting to come down from the two-decade high they hit in October 2023, securing a mortgage can be hard. In 2022, 9.1% of mortgage applications ...