Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.
It is quite important to check your CIBIL score on a regular basis. And when it is low, it is incumbent upon you to take a series of steps over the next year to push the credit score upward.
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How to build your Credit Score
Improve your credit score by paying on time, keeping debt low, maintaining old accounts, limiting new applications, and ...
The higher your credit score, the more likely you are to get the best mortgage rates. But making regular mortgage payments can boost your score in the long run.
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