Daily decisions — not chance — often shape the divide between financial stress and stability. How do you score?

Coffee is also a big hit, and one of the few vouchers most teachers liked, unlike the multi-shop cards that can be hard to spend. "Starbucks voucher is always a hit," said one teacher's wife. "My ...

Buying gift cards during Amazon Prime Day can earn you discounted prices or Amazon credit. These are the best gift card deals ...