Qualified retirement plans offer tax benefits for both employers and employees, easing retirement saving. Employees benefit from tax-deferred growth in qualified plans and can often borrow against ...

Qualified retirement plans must meet specific IRS requirements, such as defined contributions and defined benefits. Small business plans and SIMPLE 401(k)s are also qualified plans.

Qualified retirement plans are also subject to the rules of the Employee Retirement Income Security Act of 1974 (ERISA), which is administered by the U.S. Department of Labor.

Definition of Non-Qualified Retirement Plans. Non-qualified retirement plans refer to employer-sponsored retirement plans that do not meet the specific requirements and regulations set forth by ...

Qualified retirement plans, such as the 401(k), are "qualified" for special tax treatment because they meet the requirements of ERISA. A plan must meet several criteria to be considered qualified, ...

These plans are restricted to employers who don’t have any other active qualified retirement plans. In 2025, contributions ...

Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement ...

Qualified retirement plans. Qualified retirement plans are tax-advantaged retirement plans subject to the 1974 Employee Retirement Income Security Act (ERISA) rules, as well as IRS guidelines.

Retirement planning for physicians is a critical aspect of financial management, given the unique challenges and opportunities they face.One of the pivotal decisions in this journey is choosing ...

A study published by Andrew Biggs and Alicia Munnell for the Center of Retirement Research at Boston College advocated taxing tax-advantaged plans in order to help pay for Social Security. The study ...

Here's what you need to know about QDROs (qualified domestic relations orders), which determine how assets in a soon-to-be ex-spouse's retirement plans or pension will be distributed.