Discover strategies to dismiss a credit card lawsuit: respond on time, challenge proof, use statute of limitations, or negotiate settlements effectively.

Struggling with debt? Discover effective strategies on how to negotiate with creditors, how to protect your rights, and reduce your overall debt burden.

Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.

When you’re late on payments or stop making payments on a loan, the lender can repossess or “repo” the item you’re financing to settle your debt. Knowing how to get a repo off your credit report can ...

There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.

Wondering what you should use your credit card for? We'll tell you eight smart purchases you can make to build your credit and earn cash back rewards.

Learn how to remove an ex-spouse from your credit report and safeguard your finances post-divorce. Follow these tips to separate credit and rebuild your score.

If you lack credit history, read on to discover how to get a loan with no credit. Options include no-credit-check loans, secured loans, 401(k) loans and more.

Credit is important for securing loans, mortgages, credit cards, and more. A good credit score shows lenders that you’re responsible and pay bills on time.

The average American has a credit card limit of $28,929.80, but that varies based on credit score, credit history, income, and other factors.

Credit card interest rates work differently depending on the customer and issuer. Continue reading to learn what you need to know about interest rates.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.