But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.

Penn State was unable to corral Oregon’s offense in the Big Ten Championship though, allowing 496 total yards while dropping a 45-37 decision to the then undefeated Ducks. The Nittany Lions eviscerated SMU in the first round of the CFP Playoff,

Mitch Jeter made a 41-yard field goal with eight seconds left to give the Fighting Irish a 27-24 win over Penn State in the Orange Bowl on Thursday night. The Irish will play the winner of Ohio State and Texas in the Cotton Bowl on Friday. Notre Dame takes the lead with less than 10 seconds to go‼️ pic.twitter.com/0uIC19YAEZ