Key Takeaways Borrowing or withdrawing from your 401(k) leads to missed potential market returns.A withdrawal or loan reduces your investment base, forfeiting decades of compounding growth.Recovery ...

The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

The 4% rule operates under the assumption that your retirement portfolio has a fairly equal mix of stocks and bonds. And that ...

Year-end retirement withdrawals carry tax risks, RMD deadlines, market challenges and planning pitfalls that can ...

For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

As more people turn to their 401 (k) accounts for hardship withdrawals, workers are jeopardizing their long-term retirement security and their ability to retire on time.

The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to ...

Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...

A resident of Suwon, Kim (54), plans to leave the company he has worked at for 25 years at the end of next year. However, he ...

A systematic withdrawal plan can turn your mutual fund savings into a monthly income stream, but it works only when ...