Coffee is also a big hit, and one of the few vouchers most teachers liked, unlike the multi-shop cards that can be hard to spend. "Starbucks voucher is always a hit," said one teacher's wife. "My ...

Daily decisions — not chance — often shape the divide between financial stress and stability. How do you score?

If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short ...