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Best balance transfer cards with 0% APR of July 2025 With the top balance transfer cards, you can get no-interest offers of up to 24 months. Updated Tue, Jul 1 2025.

Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers (17.24%, 23.74% or 28.99% variable APR afterward).