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✅ Why SBA 7(a) Is the Best Loan for Buying a Business 1. Low Down Payment • Only 10–20% down, compared to 30–50% for traditional loans. • You can often use seller financing or a combination of cash and equity injection. 2. Long Repayment Terms • Up to 10 years for business acquisition (without real estate). • Lower monthly payments = better cash flow. 3. Low Interest Rates • Usually around Prime 2.75% to 3%, making it one of the lowest-cost options. 4. Includes Working Capital • You can roll in
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