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Why The U.S. Has 4,500 Banks And Canada Has 79

Why The U.S. Has 4,500 Banks And Canada Has 79

Canada has 79 banks in contrast to America’s nearly 4,500. But the U.S. banking industry is shrinking, with the number of FDIC-insured banks in the U.S. down by nearly half since 2005. Canada’s banking industry shows that concentration and simplified regulation can lead to a more stable financial system. Yet experts warn that consolidation ...

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